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Our Team

At ROYA LLC, we believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

We can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management analysis
  • Philanthropic Goals   

We also can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s a good approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We can help you create an approach that is designed to address your individual situation.


Roya A. Moltaji, CFP®, ChFC®, CASL™, CAP®

Financial Planner



Roya is a native of Rochester, MN who now resides in Minneapolis, MN. She graduated Magna Cum Laude with her BA in Finance from the University of St. Thomas. She enjoys hobbies such as softball, tennis, broomball, volleyball, and...

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Celina Berndt

Personal Marketing Assistant and Office Coordinator


Celina joined Roya and Emily in 2018 and has been primarily responsible for marketing, scheduling, and account servicing. Celina graduated from the University of Minnesota with a BS in Urban Studies and an emphasis in Gender, Women,...

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